The following banks are regulated by the Washington State government:

Contents 1 American Marine Bank 2 AmericanWest Bank 3 Anchor Mutual Savings Bank 4 Asia-Europe-Americas (AEA) Bank 5 Bank of Clark County 6 Bank of Fairfield 7 Bank of the Pacific 8 Bank of Washington 9 Bank of Whitman 10 Banner Bank 11 Business Bank of Skagit County 12 Cascade Bank 13 Cashmere Valley Bank 14 Charter Bank 15 City Bank 16 Coastal Community Bank 17 Columbia State Bank 18 Columbia Trust Bank 19 Community First Bank 20 Cowlitz Bank 21 Evergreen Bank 22 1st Security Bank of Washington 23 F and M Bank 24 Farmers State Bank 25 Farmington State Bank 26 Fife Commercial Bank 27 First Heritage Bank 28 First Independent Bank 29 First Mutual Bank 30 First Savings Bank of Renton 31 First Sound Bank 32 FirstBank Northwest 33 Foundation Bank 34 Frontier Bank 35 Golf Savings Bank 36 Heritage Bank 37 HomeStreet Bank 38 Horizon Bank 39 Inland Northwest Bank 40 Islanders Bank 41 Kitsap Bank

American Marine BankEdit

• 249 Winslow Way East
• P.O. Box 10788
• Bainbridge Island, WA 98110
• President: Rex Townsend
• (206) 842-5651 or (800) 648-3194
• FAX (206) 855-8640
• http://www.americanmarinebank.com

Letter sent via website on August 3, 2006. Current Savings Account rate is 0.50%.

Got a reply almost immediately!

Hi Chad,

We don't have a product in place as you describe with the split interest
transaction, but there are a couple of ways to manage it. We could set
up an online account and calculate a set amount based on the balance
that would need to go out each month. You could then set up a monthly
"pay people" feature to the organization of your choice.

But you're right in your observation that there are not a lot of banks
that do something like this. I know in the past, both Wells Fargo and
Washington Mutual set up accounts that tied to a charitable organization
or school.

Thanks for the email and I'll bring this up at our monthly product
committee meeting.

Judy Thorpe
VP, Marketing
American Marine Bank
249 Winslow Way East
Bainbridge Island, WA 98110
(206) 855-8563 (direct)
(206) 855-8641 (fax)

My reply:

Hi Judy,
 
Thanks for the reply!  I really appreciate you taking the time.
 
Please let me know what your Products Committee has to say about the idea, 
or if any other possibilities come out of the meeting.  I'm just starting 
this quest by contacting banks that are regulated in Washington State, and 
I'm still in the process of developing the concept.  Any and all new ideas 
would be wonderful. 
 
Chad Lupkes
Seattle

AmericanWest BankEdit

• 9506 North Newport Highway
• Spokane, WA 99218
• President: Robert Daugh
• (509) 467-6993
• FAX (509) 465-9681
• http://www.awbank.net

Email sent to communityrelations@awbank.net on August 3, 2006.

Savings rate is not on the website

Anchor Mutual Savings BankEdit

• 120 North Broadway
• P.O. Box 387
• Aberdeen, WA 98520
• President: James A. Boora
• (360) 532-6222
• FAX (360) 532-7224
• http://www.anchornetbank.com

Sent an email to mail@anchorsb.com on August 3rd.

Regular savings rate is 1%.

Asia-Europe-Americas (AEA) BankEdit

• 1505 Westlake Avenue N., Suite 125
• Seattle, WA 98109
• President: Chuck Brooks
• (206) 282-4000
• FAX (206) 282-4203
• http://www.aea-bank.com

AEA Bank has been purchased by Cowlitz Bank (below).

Bank of Clark CountyEdit

• 1400 Washington Street, Suite 200
• Vancouver, WA 98660
• President: Michael C. Worthy
• (360) 993-2265
• FAX: (360) 694-7164
• http://www.bocconline.com/

Sent email to Mr. Worthy on 8/7/06.

Bank of FairfieldEdit

• East 213 Main Street
• P.O. Box 267
• Fairfield, WA 99012
• President: Jay Wernz
• (509) 283-2126
• FAX (509) 283-4261
• http://www.bankoffairfield.com

Bank of the PacificEdit

• 300 East Market Street
• P.O. Box 1826
• Aberdeen, WA 98520
• President: Dennis Long
• (360) 533-8870
• FAX (360) 532-1150
• http://www.thebankofpacific.com

Bank of WashingtonEdit

• 5901 - 196th Street S.W.
• Lynnwood, WA 98036-6052
• President & CEO: Gary G. Schmitt
• (425) 921-2265
• FAX (425) 921-2424
• http://www.the-bank.com

Bank of WhitmanEdit

• 201 South Main
• P.O. Box 270
• Colfax, WA 99111-0270
• President: James Tribbett
• (509) 397-4629
• FAX (509) 397-3708
• http://www.bankofwhitman.com

Banner BankEdit

• 10 South 1st Street
• P.O. Box 907
• Walla Walla, WA 99362
• President: D. Michael Jones
• (509) 527-3636
• FAX (509) 526-8898
• http://www.banrbank.com

Business Bank of Skagit CountyEdit

• 1854 South Burlington Boulevard
• Burlington, WA 98233
• President: Don Zimmerman
• (360) 707-2272
• FAX (360) 707-2375

Cascade BankEdit

• 2828 Colby Avenue
• Everett, WA 98201
• President: Carol K. Nelson
• (425) 339-5500 or (800) 326-8787
• FAX (425) 258-0624
• http://www.cascadebank.com

Cashmere Valley BankEdit

• 117 Applets Way
• P.O. Box G
• Cashmere, WA 98815
• President: Ken Martin
• (509) 782-4627
• FAX (509) 782-2525
• http://www.cashmerevalleybank.com

Charter BankEdit

10885 N.E. 4th Street., Suite 100 Bellevue, WA 98004-5531 President: Keith Jackson (425) 586-5000 FAX (425) 586-5010 http://www.charterbankwa.com

City BankEdit

14807 Highway 99 (98037) P.O. Box 97007 Lynnwood, WA 98046-9707 President: Conrad Hanson (425) 745-5933 FAX (425) 742-9797 http://www.citybank.com

Coastal Community BankEdit

2817 Colby Avenue (98201) P.O. Box 12220 Everett, WA 98206 President: Lee Pintar (425) 257-9000 FAX (425) 257-0521 http://www.coastalbank.com

Columbia State BankEdit

1301 A Street (98402) P.O. Box 2156 Tacoma, WA 98401 President: Melanie Dressel (253) 305-1900 FAX (253) 272-2601 http://www.columbiabank.com

Columbia Trust BankEdit

3945 West Court Street (99301) P.O. Box 2606 Pasco, WA 99302 President: Marty Ottem (509) 545-0258 FAX (509) 545-0391 http://www.columbiatrustbank.com

Community First BankEdit

6401 West Clearwater Avenue Kennewick, WA 99336 President: Richard C. Emery (509) 783-3435 FAX (509) 783-4745 http://www.community1st.com

Cowlitz BankEdit

927 Commerce Avenue P.O. Box 1518 Longview, WA 98632 President: Rich Fitzpatrick (360) 423-9800 FAX (360) 423-3562 http://www.cowlitzbank.com

Evergreen BankEdit

301 Eastlake Avenue East (98109) P.O. Box 1722 Seattle, WA 98111-1722 President: Gerald O. Hatler (206) 628-4250 FAX (206) 628-5245 http://www.evergreenbank.com

1st Security Bank of WashingtonEdit

6920 - 220th Street SW, Suite 300 Mountlake Terrace, WA 98043 P.O. Box 97000 Lynnwood, WA 98046-9700 Interim CEO: Joe Adams (425) 771-5299 or (800) 683-0973 FAX (425) 771-1641 http://www.1stsecurityofwa.com

F and M BankEdit

North 25 Mullan Road (99218) P.O. Box 14917 Opportunity, WA 99214-0917 President: John T. Wagner (509) 921-2265 FAX (509) 892-4599

Farmers State BankEdit

159 Riverside Avenue P.O. Box 489 Winthrop, WA 98862-0489 President: Edward L. Adams (509) 996-2243 FAX (509) 996-2102

Farmington State BankEdit

North 103 First Street P.O. Box 67 Farmington, WA 99128 President: Jerry Klossner (509) 287-2041 FAX (509) 287-2022

Fife Commercial BankEdit

5209 Pacific Highway East Fife, WA 98424-2636 President: James L. Davis (253) 922-5100 FAX (253) 922-3400 http://www.fifebank.com

First Heritage BankEdit

167 Lincoln Avenue (98290) P.O. Box 550 Snohomish, WA 98291 President: Robert Bryce (360) 568-0536 FAX (360) 568-0543

First Independent BankEdit

1207 Washington (98660) P.O. Box 8904 Vancouver, WA 98668-8904 President: William J. Firstenburg (360) 699-4242 FAX (360) 699-4383 http://www.firstindy.com

First Mutual BankEdit

400 - 108th Avenue N.E., Suite 600 (98004) P.O. Box 1647 Bellevue, WA 98009-1647 President: John R. Valaas (425) 455-7300 FAX (425) 455-7330 http://www.firstmutual.com

First Savings Bank of RentonEdit

201 Wells Avenue South (98055) P.O. Box 360 Renton, WA 98057-0360 Chairman: Victor Karpiak (425) 255-4400 FAX (425) 228-7227 http://www.fsbrenton.com

First Sound BankEdit

925 - 4th Avenue IDX Tower, Suite 2350 Seattle, WA 98104 CEO: Donald Hirtzel President/COO: Steven M. Shaughnessy (206) 515-2004 FAX (206) 515-2005 http://www.firstsoundbank.com

FirstBank NorthwestEdit

1300 - 16th Avenue Clarkston, WA 99403 President: Clyde E. Conklin (509) 751-0646 FAX (509) 751-0647 http://www.fbnw.com

Foundation BankEdit

1110 – 112th Avenue NE, Suite 100 Bellevue, WA 98004 President & CEO: David D. Huguenin (425) 691-5000 FAX (425) 691-5002 http://www.foundationbank.com

Frontier BankEdit

332 S.W. Everett Mall Way (98204) P.O. Box 2215 Everett, WA 98213 President/COO: Lyle Ryan (425) 514-0731 FAX (425) 514-0718 http://www.frontierbank.com

Golf Savings BankEdit

6505 – 218th Street SW, Suite 6 Mountlake Terrace, WA 98043 CEO: Charles J. Ainslie (425) 775-9968 FAX (425) 673-4829

Heritage BankEdit

201 - 5th Avenue SW (98501) P.O. Box 1578 Olympia, WA 98507 President: Brian Vance (360) 943-1500 FAX (360) 705-9163 http://www.HeritageBankWA.com

HomeStreet BankEdit

601 Union Street, Suite 2000 Seattle, WA 98101-2326 President: Joan Enticknap (206) 623-3050 FAX (206) 389-7701 http://www.homestreetbank.com

Horizon BankEdit

1500 Cornwall Avenue (98225) P.O. Box 580 Bellingham, WA 98227-0580 President: Dennis C. Joines (360) 733-3050 FAX (360) 733-7019 http://www.horizonbank.com

Inland Northwest BankEdit

421 West Riverside Avenue, Suite 113 Spokane, WA 99201 President: Randall L. Fewel (509) 456-8888 FAX (509) 623-1787 http://www.inb.com

Islanders BankEdit

225 Blair Avenue P.O. Box 909 Friday Harbor, WA 98250-0909 President: Richard Kneipp (360) 378-2265 FAX (360) 378-6212 http://www.islandersbank.com

Kitsap BankEdit

619 Bay Street P.O. Box 9 Port Orchard, WA 98366-0009 President: James E. Carmichael (360) 876-7800 FAX (360) 876-7863 http://www.kitsapbank.com

Lamont Bank of St. John East 6th Front Street P.O. Box 148 St. John, WA 99171-0148 Manager: Neal Robertson (509) 648-3636 FAX (509) 648-3210

MarinerBank 2313 East Sims Way P.O. Box 1412 Port Townsend, WA 98368 President: James F. Grabicki (360) 385-0123 FAX (360) 385-1293 http://www.marinerbank.com

Mid State Bank 104 North Chelan Street P.O. Box 629 Waterville, WA 98858-0629 President: Dean M. Longanecker (509) 745-8541 FAX (509) 745-9012

NCW Community Bank 701 North Chelan Avenue Wenatchee, WA 98801-2026 President/CEO: Melvin J. Hansen (509) 667-1657 FAX (509) 667-8558 http://www.ncwbank.com

North County Bank 16419 Smokey Point Boulevard P.O. Box 3427 Arlington, WA 98223 President/CEO: John M. Myles III (360) 659-7100 FAX: (360) 659-3305 http://www.northcountybank.com

NorthStar Bank 5602 - 15th Avenue Northwest Seattle, WA 98107 President: Ellen Sas (206) 783-0300 FAX (206) 706-9141 http://www.northstarbankwa.com

Northwest Business Bank 1100 Olive Way, Suite 102 Seattle, WA 98101 President: Basant Singh (206) 676-8880 FAX (206) 676-8881

Northwest Commercial Bank 5726 - 100th S.W. (98499-2730) P O Box 39640 Lakewood, WA 98439-0640 President: Kurt Graff (253) 584-9100 FAX (253) 581-7797 http://www.nwcommbank.com

Pacific International Bank 1155 North 130th Street, Suite 100 P. O. Box 33428 Seattle, WA 98133 President: Woosung Park (206) 306-7900 FAX (206) 306-7999

Pacifica Bank 10900 NE 4th Street, Suite 200 Bellevue, WA 98004 President: John Kennedy (425) 637-1188 FAX (425) 646-0818 http://www.pacificabank.com

Peoples Bank 418 Grover Street P.O. Box 233 Lynden, WA 98264-0233 President: I. Charles LeCocq (360) 354-4044 FAX (360) 354-7260 http://www.peoplesbank-wa.com

Pacific Crest Savings Bank (formerly Phoenix Savings Bank) 3500 - 188th Street SW, Suite 121 Lynnwood, WA 98037 President: Sheryl Nilson (800) 335-4126 FAX (425) 670-9688 http://www.paccrest.com

Pierce Commercial Bank 1722 South Union Avenue Tacoma, WA 98405-1390 President: Gary T. Gahan (253) 471-1500 FAX (253) 474-3251

Puget Sound Bank 10500 N.E. 8th Street, Suite 1800 Bellevue, WA 98004 President: James R. Mitchell (425) 455-2400 FAX (425) 455-2769

Rainier Pacific Savings Bank 1498 Pacific Avenue, Suite 400 Tacoma, WA 98402 P.O. Box 11628 Tacoma, WA 98411 President: John A. Hall (253) 926-4000 FAX (253) 926-4090 http://www.rainierpac.com

Regal Financial Bank IDX Tower 925 Fourth Avenue, Suite 100 (98104) P.O. Box 21485 Seattle, WA 98111-3485 President & CEO: Jesse T. Tam (206) 621-0808 FAX (206) 621-0888 http://www.regal-bank.com

Seattle Savings Bank 190 Queen Anne Ave N #500 Seattle, WA 98109 President: Kenneth R. North (206) 568-7800 FAX (206) 568-4600 www.seattlesavingsbank.com

Security State Bank 1930 South Gold Street P.O. Box 1050 Centralia, WA 98531 President: Dwayne N. Aberle (360) 736-0763 FAX (360) 330-2796

ShoreBank, Pacific 203 Howerton Way SE P.O. Box 400 Ilwaco, WA 98624 President & CEO: David C. E. Williams (360) 642-1166 FAX (360) 642-3780 http://www.eco-bank.com

Shoreline Bank 16001 Aurora Avenue North P.O. Box 33740 Shoreline, WA 98133 President: Jeffrey P. Lewis (206) 546-8484 FAX (206) 546-8430 http://www.eshorelinebank.com

Skagit State Bank 301 East Fairhaven Avenue P.O. Box 285 Burlington, WA 98233 CEO: Cheryl Bishop (360) 755-0411 FAX (360) 755-9695 http://www.skagitbank.com

Sound Banking Company 6115 Mt. Tacoma Drive SW (98499) P.O. Box 98719 Lakewood, WA 98498 President: Patricia Kearney (253) 588-0100 FAX (253) 588-3503

South Sound Bank 2006 Harrison Avenue NW (98502) P.O. Box 12655 Olympia, WA 98508-2655 President: Dan Yerrington (360) 705-4200 FAX (360) 705-2244 http://www.southsoundbank.com

Summit State Bank 45872 Main Street P.O. Box 426 Concrete, WA 98237-0426 President: James E. Bishop, Jr. (360) 853-8171 FAX (360) 853-7636

Sterling Savings Bank 111 North Wall Spokane, WA 99201 President: William W. Zuppe (509) 624-4114 FAX (509) 358-8082 http://www.sterlingsavingsbank.net

Thurston First Bank 204 Pear Street N.E. Olympia, WA 98501 President: Michael D. Edwards (360) 528-4111 FAX (360) 528-2154

Timberland Bank 624 Simpson Avenue P.O. Box 697 Hoquiam, WA 98550 President: Michael R. Sand (360) 533-4747 FAX (360) 533-4743 http://www.timberlandbank.com

Twin City Bank 729 Vandercook Way Longview, WA 98632 President & CEO: Don Jones (360) 414-4101 FAX (360) 414-5278 http://www.twincitybank.com

Valley Bank 1307 East Main (98372) P.O. Box 578 Puyallup, WA 98371 President: David H. Brown (253) 848-2316 FAX (253) 841-3069

Venture Bank 721 College Street SE (98503) P.O. Box 3800 Lacey, WA 98509-3800 Chairman: Ken F. Parsons, Sr. (360) 459-1100 FAX (360) 459-0137 http://www.venture-bank.com

Viking Community Bank 2237 NW 57th Street Seattle, WA 98107 President & CEO: Patrick Redmond (206) 784-2200 FAX (206) 784-6650 http://www.vikingbank.com

Washington Business Bank 2607 Martin Way, Suite 211 Olympia, WA 98506 President: Bob Perry (360) 754-1945 FAX (360) 456-0252

Washington First International Bank 9709 - 3rd Avenue NE, Suite 110 Seattle, WA 98115 President: W. Elizabeth Huang (206) 525-8118 FAX (206) 528-9300 http://www.wfib.com

Washington Trust Bank 717 West Sprague Avenue P.O. Box 2127 Spokane, WA 99210 COO: John (Jack) Heath (509) 353-2265 FAX (509) 624-5746 http://www.watrust.com

Westside Community Bank 4922 Bridgeport Way West University Place, WA 98467 President: Donald D. Dalton (253) 565-9737 FAX (253) 565-9705

Westsound Bank 190 Pacific Avenue P.O. Box 405 Bremerton, WA 98337 President & CEO: David K. Johnson (360) 405-1200 FAX (360) 405-1206 http://www.westsoundbank.com

Wheatland Bank 600 Morgan Street P.O. Box 960 Davenport, WA 99122-0960 President: Susan Pittman Horton (509) 725-0211 FAX (509) 725-0202 http://www.wheatlandbank.com

Whidbey Island Bank 401 North Main Street, Suite 1 Coupeville, WA 98239-0930 P.O. Box 7001 Oak Harbor, WA 98277 President: Michal D. Cann (360) 678-4555 (Coupeville office - Main) (360) 679-3121 (Oak Harbor office) FAX (360) 675-7282 http://www.wibank.com